Recently in Creditor Lawsuits Category

"Help!, the Sheriff Just Levied My Bank Account!"

iStock_000005871379XSmall.jpgThe inspiration for this post comes from a call I received today. The distressed caller stated that a "bottom feeder" creditor "stole" my money from my bank account. After a few minutes of talking to this prospective client, it became clear to me that she knew nothing about her legal rights. She also reminded me that knowledge is power--because, had she had a little knowledge about her legal rights, she could have reversed and stopped the sheriff's bank levy.

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"My Wages Were Just Garnished! Is Filing Bankruptcy The Only Way To Stop My Wages From Being Garnished?"

iStock_000017413305XSmall.jpgAt the Law Office of Linda C. Garrett, a virtual online law office, providing full-scope and limited-scope legal services in the practice areas of consumer law, bankruptcy, mortgage (HAMP) and family law, I receive about one to two calls per month about wage-garnishment issues. The next statement that usually comes out of the prospective client's mouth, after they have informed me that they just learned their wages were garnished, is, "what's the soonest I can file bankruptcy?" As all my clients know, I only recommend bankruptcy when it is necessary. For me, bankruptcy is necessary only when the person has no other option to stop the garnishment. For many individuals, they are surprised to learn that they can stop the wage garnishment without filing bankruptcy. It is possible? Yes, it is!

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"How Do I Know If Debt Settlement Is Right For Me?"

images[10].jpgAt the Law Office of Linda C. Garrett, an online virtual online law office, providing full-scope and limited-scope legal services in the practice areas of consumer law, mortgage law, bankruptcy law and family law, to include unbundled legal services, I have talked with many consumers, fearful and confused about the concept of debt settlement. Many people, including lawyers, have strong opinions about debt settlement. On the one hand, consumers are told "don't do it, just file bankruptcy and get a fresh start," or, on the other end of the spectrum they are told, "It's great because if you can negotiate a good settlement, you can avoid filing bankruptcy--which is less harmful to your credit score and not as expensive as filing bankruptcy."

The purpose of this blog post is to discuss the pros and cons of debt settlement.

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"What Exactly Is a Creditor Lawsuit and Do I Have Options Besides Bankruptcy?"

iStock_000018620563XSmall.jpgAt the Law Office of Linda C. Garrett, a Solano County, California-based Consumer, Bankruptcy and Family-law practice, I receive many calls from distressed individuals regarding creditor lawsuits--pending and completed. The typical caller usually calls me a day or two after having been personally served with a Summons and Complaint from their creditor or after receiving a wage-garnishment order or notice of bank levy. My caller is usually in a panic and fearful that the creditor will garnish his wages and/or levy his bank accounts.

The purpose of this Blog Post is to educate the reader that not only do they have many legal rights, but many options as well!

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"I'm Freaking Out--I've Just been Served with Legal Papers From My Creditor!"

Thumbnail image for FreakingOutLlawsuit.jpgAt the Law Office of Linda C. Garrett, a Solano County, California-based, online consumer, bankruptcy and family law practice, I receive approximately three to four calls per week from consumers regarding creditor lawsuits. Every individual is highly stressed and emotionally overwhelmed. The callers' most common fears include wage garnishment and bank levies. There are other fears and concerns, but these are the most common.

Is this you?

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